The Navigators aren't meant to have front panniers on them (it interferes with the folding), but Brent and I need our front panniers. We've been faddling and angst-ing about how we're going to make it work with these bikes and considering all kinds of new racks and modifications. In the end it turns out that our existing racks are going to work. My Filzer rack fits on just fine with only minor mods to the skewer itself, and Brent's low-rider racks go on with just a minor mod to the mount. In the most Canadian McGyver way, he chopped up a hockey puck to make spacers for the top mounts.